Auto and Motorcycle Loans-New/Used
Short on Time? Apply Online!
No need to call a loan officer or drive to the credit union for that auto loan you’ve been thinking about. You’ve got 24/7 access to the loan application process! Plus, you’ll receive a response within moments of applying, in most cases. We can finance cars, trucks, SUVs and motorcycles. With our low rates and terms up to 84 months, we will help you choose the loan that best fits your budget. Century Federal's auto and motorcycle loans include:
- Easy online application process
- Simplified no hassle preapproval experience
- Purchase incentives from local participating dealerships
- Low-cost vehicle protection products and services (GAP, Mechanical Breakdown, Credit Life and Credit Disability)
Purchase a New/Used Auto or Motorcycle Loan
When it comes to auto loans or motorcycle loans, we want our members to get an excellent deal. We provide low rates, a variety of financing options, quick turnaround and great service. With a vehicle loan from Century Federal, you can upgrade your car or motorcycle and save a ton.
Refinancing your Vehicle
You can get a new auto loan rate on a car or motorcycle that is less than 12 months old and has been driven for less than 15,000 miles. Refinancing with us is very easy and we will help you save money. Generally, we can lower your rate, reduce your monthly payment and/or shorten the term of your loan.
Lease Buyout
Keeping the vehicle you love and getting the best financing is easy with Century Federal. We can help you buy out your lease! With our competitive rate and flexible terms, let us help you discover why a lease buyout is the right option for you!
Get started with three ways to apply:
Visit your local Century Federal branch to apply in person
Apply for an auto or motorcycle loan online
Call our Member Service Center at 216-535-3200
And don't forget:
If you have a trade-in or you're just interested to see what your current vehicle is worth,
click here for the NADA vehicle pricing resource.
Add money to your monthly budget by skipping one qualifying loan payment each year. You can defer a monthly payment for a small fee. Learn more about
Century Federal's Skip-A-Pay Program.