Money Market

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💸 Money Market Account

Boost your savings with higher earnings — without locking up your money.

When you’re ready to grow your savings faster but still want easy access to your funds, a Money Market account from Century Federal is the perfect next step. The more you save, the more you earn — all while keeping your money flexible and within reach.

⭐ Why You’ll Love This Money Market Account

✔️ Earn Higher Yields on Higher Balances

Grow your savings at a more rewarding rate — without sacrificing access.

✔️ $5,000 Minimum to Open

Start strong and watch your savings build momentum.

✔️ Dividends Paid on Balances of $2,000+

Your money begins earning as it grows.

✔️ Flexible Access to Your Funds

Unlimited deposits and up to 6 withdrawals or transfers per month.

✔️ Predictable, Transparent Fees

A simple $2 monthly fee applies only if your balance drops below $1,000 during the month.

✔️ 24/7 Digital Access

Check balances, move money, and track your growth anytime through Online Banking.

It’s a smart way to elevate your savings without stepping into complex investments.

🚀 Money Market Innovator

Bank Boldly. Live Fully.

A smarter, accessible step beyond basic savings.

If you're ready to amplify your savings — without feeling like you need a wealth advisor — the Money Market Innovator gives you higher earnings, full flexibility, and an easy, approachable start.

Perfect for younger savers, first‑time investors, or anyone ready to level up their financial wellness.

⭐ Why Money Market Innovator Is a Bold Move Forward

✔️ Start With Just $100

No large balance needed — everyone deserves access to strong savings tools.

✔️ Earn More Than a Regular Savings Account

Higher rates mean more growth over time, even on smaller balances.

✔️ Flexible Access When Life Happens

Keep your money available for surprises, opportunities, or big goals.

✔️ Support Your Local Community

When you save with us, you’re helping members, neighborhoods, and local initiatives thrive.

✔️ Grow With Confidence

This account blends the best of savings + money markets — simple, flexible, empowering.

✨ Which Account Fits Your Goals?

Feature	Money Market	Money Market Innovator
Minimum to Open	$5,000	$100
Dividends Start At	$2,000 balance	Lower balances earn more than regular savings
Ideal For	Established savers looking for higher returns	People stepping beyond basic savings for the first time
Access	Flexible, up to 6 withdrawals/month	Flexible, easy access