At Century Federal, we offer personal loans and lines of credit at competitive rates. Personal loans
can be used to consolidate debt, fund back-to-school expenses, take a vacation, repair your car, cover unexpected expenses and more.
Signature Loan
A signature loan is an unsecured personal loan that doesn't require you to put down any property or assets as collateral. It's called a signature loan because you can get approved with your signature and your credit history without needing to provide any other form of security. This makes it a popular choice for those who may not have any assets to offer as collateral or are uncomfortable putting them at risk.
Personal Line of Credit / Overdraft Protection
A Century Federal Personal Line of Credit can provide the financial support you need precisely when needed. Our Personal Line of Credit is a revolving credit line that operates much like a credit card, allowing you to instantly access extra cash up to $35,000. You can also use the funds available on the line of credit to protect against checking account overdrafts, giving you extra peace of mind.
How Does it Work?
- In the event of an overdraft on your Share-Draft Checking Account, the Personal Line of Credit will automatically advance to cover the overdraft item
- Advance on your line of credit through Online/Mobile Banking or any of our branch locations
- Make your loan payments through Online/Mobile Banking or any of our branch locations
- Flexible Payment Options
- If you never advance on the Personal Line of Credit, there is no finance charge
To speak with a member of our team:
And Don't Forget - You can add money to your monthly budget by skipping one qualifying loan payment each year for a small fee. Learn more about Century Federal's
Skip-A-Pay Program.