Savings

Savings Jar
ATM Locations

Savings Accounts

Main Share Savings Account
Christmas Club Savings
Youth Savings

💜 Main Share Savings Account

Your first step toward membership — and a lifetime of financial advantages.

Your Main Share Savings Account is the foundation of your Century Federal membership. With just $5, you unlock lifelong access to all the benefits, tools, and financial wellness resources we offer. It’s simple, flexible, and built to grow with you.

Whether you’re saving for something small, something big, or just building your financial safety net, this account helps you start strong.

⭐ Why You’ll Love This Account

A savings account that puts you first.

✔️ Only $5 to Open

Becoming a member-owner starts with a tiny deposit and endless possibilities.

✔️ Earn Dividends on Balances of $50+

Your money earns more just by being here.

✔️ No Monthly Maintenance Fees

Save without losing a penny to unnecessary charges.

✔️ Full Digital Access

FREE Online Banking, Mobile Banking, and eStatements — so you can manage your savings anytime.

✔️ Convenient ATM Access

Withdraw funds from nearly 30,000 surcharge‑free ATMs through the MoneyPass and Alliance One networks.
(Other ATM fees may apply if outside those networks.)

✔️ Flexibility You’ll Appreciate

Deposit or withdraw whenever you need — no penalties, no stress.

*Additional transaction fees may apply when you use an ATM not owned by Century Federal or on the MoneyPass or Alliance One networks.

⭐ Christmas Club Features

✔️ Only $5 to Open

Start small, build big holiday cheer.

✔️ Earn Dividends on Balances of $50+

Your holiday savings grow all year long.

✔️ No Monthly Fees

Every dollar you save stays yours.

✔️ Easy Access

Withdraw like a regular savings account — no restrictions or penalties.

✔️ Full Digital Access

FREE Online Banking & eStatements so you can track your progress anytime.

ATM access to nearly 30,000 surcharge-free ATMs* through MoneyPass and Alliance One

*Additional transaction fees may apply when you use an ATM not owned by Century Federal or on the MoneyPass or Alliance One networks.

Start Saving Like a Pro with Cavs and Monsters Youth Savings Accounts!🏀🧊

Century Federal’s youth savings accounts are here to coach young fans on the importance of saving and managing money—whether they're dreaming of slam dunks or hat tricks. We provide tools and resources to help them develop winning financial habits. Learn more about our age-based programs below:

🏀 Early Bird Savings Club (Ages 0-9)
Just like practicing your free throws, the Early Bird Savings Club makes saving fun while teaching young fans the basics of smart spending. Click here to visit the Early Bird Savings Club.

🏀 iCount (Ages 10-13)
The ultimate tween destination for all things money! Score big by learning how to save wisely, budget, and spend like a champ. Click here to visit iCount.

🧊 It’s Your Life (Ages 14-18)
Learning to drive, starting a first job, or prepping for life after high school? It’s time to sharpen your skills! Learn how to manage money and build credit like a pro.Click here to visit It’s Your Life.

🧊 Credit Unions Rock (Ages 19-23)
Whether you’re in college, trade school, or starting to live independently, this program provides tools to help you budget, manage debt, and build a strong financial foundation so you can achieve your goals. Click here to explore Credit Unions Rock.