Real Time Payments

Introducing Real-Time Payments!

A New Era in Banking
At Century Federal Credit Union, we are dedicated to offering you the finest banking experience possible. That's why we're thrilled to unveil Real-Time Payments (RTP), an innovative service that enables you to receive payments instantly and safely.

What are Real-Time Payments?

Real-Time Payments (RTP) is an innovative payment system that allows for instant money transfers between accounts, available 24/7! In contrast to traditional payment methods that may take days to process, RTP guarantees that you receive funds instantly. This eliminates the need to wait for transactions to clear or to be concerned about bank holidays.

How RTP Benefits You

Immediate Access to Funds:
Whether it’s your salary, a reimbursement, or cash from a friend, RTP guarantees that you can access your money as soon as it’s sent.

Enhanced Security:
RTP operates on a robustly secure network, ensuring that your transactions are safe and safeguarded against fraud.

Convenience:
With RTP, you can receive payments at any time, day or night, including weekends and holidays. This flexibility simplifies your financial management like never before.

Boosted Cash Flow: For both small business owners and individuals, having instant access to funds can greatly improve financial stability.

What Companies Can Send RTP?

Here are just a few of the many companies that support sending RTP credits to your CFCU account:
DoorDash
GrubHub
Uber
Uber Eats
ADP Payroll
PayChex Payroll
Square
CashApp

How to Get Started

Getting started with Real-Time Payments at CFCU is easy: If you have an account with CFCU, your account is already set up to receive RTP transactions! If you have any questions or need assistance, our friendly member service team is here to help.